bigstockThe Timeshare/HOA & Hospitality industries have a distinct insurance profile and often times the basic insurance products do not provide an overall coverage approach.  Our team has extensive experience in handling Timeshare and HOAs nationwide so we are well educated on coastal area problems, California earthquake issues, and named storm patterns including hurricanes. We partner with select insurance companies that understand Timeshares and HOAs and the exposures associated with them. Below are some of the highlights for our Timeshare/HOA Program.

Loss Control/Risk Management Services:

  • Slip & Fall Prevention Planning
  • Property Damage Preventive Measures & Incident Reporting
  • Fire Safety & Prevention Plan
  • Guest Safety Checklist
  • Disaster Preparedness

Claims Management Services; including a nationwide point person for all property claims.

Restoration Services:

Our Rapid Response program includes on site personnel once a major disaster is “predicted” so restoration can begin as soon as the all clear is announced. While others are waiting, our adjusters have the damage assessed and immediate emergency repairs started. Our team has extensive experience in handling Timeshares and HOAs nationwide so we are well educated on coastal area problems. Accordingly, The Armstrong Company is partnered with the worldwide leader in disaster recovery and property restoration, Belfor Global.

Insurance Program:

The Armstrong Company has worked with over 150 unique timeshares for more than 30 years with an annual client retention rate of more than 95%. The programs workers compensation liability and property coverages have been underwritten by the same carriers for 21 years and 10 years respectively. Because of our program management success, there are no coinsurance penalties for property claims. The property program also includes wind coverage even in coastal areas.  Available Coverages:

  • Commercial Property: all risks, (unless specifically excluded)
  • Employee Practices Liability
  • Boiler & Machinery
  • Commercial Auto
  • General Liability
  • Excess & Umbrella
  • Directors & Officers
  • Fidelity & Forgery
  • Workers Compensation
  • Employee Benefits
  • Cyber Liability

At The Armstrong Company Insurance Consultants we work with our clients in the establishment of their Risk Management Program. Together we set the objectives, implement the program, and determine the appropriate monitoring schedule. An important component of any successful Risk Management Program is engaging the insurance company’s claims department as a partner in the program. Our office establishes specific procedures so our clients are part of the claim process from the initial reporting through final payment.

Let us help you establish your Risk Management Program.  Contact The Armstrong Company Insurance Consultants today!

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